Choosing the right payment method is crucial for every online business. If you are in Bangladesh, trying to accept payments from customers across borders is especially important. It can be difficult to choose from the countless providers who promise fast, secure, or international solutions. It’s important to understand who can actually support smooth online and in-person transactions and who falls short.
This guide will break down everything clearly. Explore the online payment gateway list in Bangladesh, learn how they work, and discover which providers have been performing the best over time for local businesses.
What Is an International Payment Gateway?
A payment gateway is a digital service that enables businesses to accept online payments. These payments can come from anywhere in the world. It is basically a secure bridge between the buyer’s chosen payment method and the business’s bank account. The online transaction has to be encrypted, verified, and processed in real time. These gateways usually support multiple payment options and compliance standards, making them essential for e-commerce stores and service providers who wish to operate globally.
Meaning of Payment Gateway and How It Works
A payment gateway is the technology that websites and businesses use for authorizing, encrypting, and transferring payment information between them and their customers. When a customer wants to pay, the gateway securely captures the data, sends it to the issuing bank for verification, and returns an approval or decline.
Types of International Payment Gateways
The international payment processors come in a lot of formats, each giving you a different type of integration, complexity, and scalability. If you understand these types, you can choose what’s best for your business and the technical capacity of your website. The most used payment gateways are the following:
- Hosted Payment Gateways: Here, the customer is redirected to an external checkout page managed by the provider. This is very easy to set up, secure, and doesn’t require a lot of maintenance.
- Self-Hosted Payment Gateways: The payment gateway is hosted on the website’s own server, and the gateway handles processing. This lets businesses better control the checkout process, but you need more technical resources.
- API-Based Gateways: These are fully customisable and can be integrated directly into a website or mobile app.
- Aggregator Gateways: Simplify the onboarding process by letting the merchants operate under the provider’s account. This is a fast setup, usually with a wide payment method support, and lower barriers to entry for new online businesses.
Ultimately, it comes down to what your website is capable of, how much of the technical requirements you want to take over or leave to the gateway itself.
Payment Methods Supported by Online Payment Gateways
Online payment systems support a wide range of local and international payment methods. This way, the businesses can cater to a lot of different customer preferences. The exact options vary between providers, but most established gateways offer a combination of the following:
- Credit and Debit Cards: This is usually the most common payment method. You can usually pay by Visa, Mastercard, American Express, and other regional card networks.
- Bank Transfers: In the form of a direct payment from a customer’s bank account. Usually used for higher-value transactions.
- Digital Wallets: Popular with Apple Pay, Google Pay, providing a fast, convenient checkout experience.
- Mobile Payment Apps: In South Asia, services like bKash, Nagad, Paytm, and PhonePe are commonly supported.
- BNPL: Buy now, pay later allows customers to split purchases into installments.
It doesn’t matter if you have an online store, subscription, or a cross-border marketplace – offering a wide variety of payment options is crucial. It makes it easier to expand into new markets, too, without having to change the whole infrastructure on your site.
Top Payment Gateways in India for International Transactions.
India has a strong fintech ecosystem, and many of its payment gateways are designed to support global transactions, multi-currency processing, and cross-border settlements. Some of the most popular providers are these:
- Razorpay: This one is a widely used Indian gateway; they offer international payments in a lot of currencies, with support for cards, wallets, and bank transfers.
- PayU: A global service, supporting international cards, recurring billing, and a wide range of digital payment methods, too.
- CCAvenue: One of the oldest and most versatile gateways in India. They offer 200+ payment options and multi-currency support.
- Paytm Payment Gateway: Is popular amongst domestic merchants and increasingly used for cross-border commerce.
- Worldline: A global leader with strong operations in India. They also have international payment processing and compliance support.
These payment gateways combine strong technical capabilities with international coverage. This way, Indian businesses can have reliable tools for cross-border transactions. Each provider has its own strengths and weaknesses, so always do your own research.
Best Payment Gateway Providers in India
One of the most popular payment providers in India is Stripe. This is a global provider known for its flexible API, multi-currency capabilities, and reliable recurring billing tools. It is popular amongst startups and SaaS companies too. They provide a modern, scalable payment infrastructure.
PayPal remains another strong option for those who want to serve customers outside of India, too. It has a great global reputation, simple setup, and broad acceptance, making it great for freelancers, service providers, and online stores.
Local providers also play a major role. Razorpay is still very popular and has a growing support for international cards, too. CCAvenue is one of the longest-standing ones with a big catalogue of payment options.
Together, these providers give players multiple reliable pathways to accept payments worldwide, whether they are small online stores or large-scale platforms.
Payment Gateways in India 2025: Leading Solutions
In 2025, India’s leading payment gateways will focus on fast processing, security, and multi-currency support. Providers we mentioned help strengthen international features to help businesses sell across borders.
Shopify Payments and Other Popular Payment Options
Shopify Payments offers a built-in solution for ecommerce businesses. It allows the webpage to accept major cards and digital wallets without additional integrations. It’s helping to streamline transactions for Shopify stores.
How to Choose the Right Payment Gateway for Your Business
Choosing the right gateway depends on your business model and the markets you want to target. You should compare the currency support, checkout experience, security features, and integration options. Always make sure the integration with your website is possible. Evaluating these points will make it easier to make a choice that will be right in the long term, too.
Factors to Consider When Choosing a Payment Gateway
Key factors include supported payment methods, multi-currency processing, and overall cost structure as transaction fees or setup charges. Fraud protection is also very important, and every payment should be encrypted.
Choose the Right International Payment Gateway
The most important factor is cross-border transactions, global cards, and multiple currencies. You should look for strong fraud prevention, a settlement process, and reliable international availability.
Benefits of Using International Payment Gateways
The gateways supporting multiple currencies, cards, wide range of alternative payment methods can help businesses reach their audience, making shopping easier. It’s also important for security, growing business, and staying flexible.
Accept Payments from Multiple Countries
If you have a flexible gateway, you can expand to new markets more easily, without needing a separate system for every country you want to be in. The international gateway allows businesses to get payments from different countries easily.
Streamlining Online Business Transactions
If you centralize payment processing in one platform, it makes every operation simpler. You can easily reduce manual work, automate all key steps, and create a smooth checkout experience that supports higher conversion rates.
Secure and Efficient Payment Solutions
Encryption, tokenization, and protection against fraud are very important for gateways. They also process payments quickly, ensuring fast authorizations and reliable settlement cycles.
Examples of Top International Payment Gateways
Several well-established payment gateways operate all over the world and also accept cross-border payments. Stripe, PayPal, 2Checkout, Adyen, or Checkout.com are widely used due to their multi-currency capabilities, strong APIs, and extensive fraud protection.
Best Online Payment Gateways for Ecommerce
All the platforms that offer fast checkout, recurring billing, and wide payment methods have always been the most popular. Thanks to the integrations, they can also reduce cart abandonment and create a great buying experience.
Leading Payment Providers for International Transactions
Gateways like Adyen, Worldpay, or Checkout specialise in high-volume international processing, making them popular among businesses serving international customer bases and requiring reliable cross-border infrastructure.
Comparison of Payment Solutions and Methods
When choosing a payment method, you should look at what’s most important for your business and the region you wish to operate in. Always look into accepted currencies, transactional fees, and the methods of integration.
FAQ: International Payment Gateway List
What is the best payment gateway in India for international payments?
The most popular are Razorpay, PayU, Stripe or CCAvenue. They all have multi-currency support, so international payment is easy.
How do international payment gateways work?
Secure payment data processing is one of the most important things, along with authorizing transactions through the issuing bank, and getting the funds into the business’s account.
Which payment methods are supported by international payment gateways?
Most gateways support global cards, digital wallets, bank transfers, and regional payment options.
How to choose the right payment gateway for my online business?
Compare currency support, fees, integration options, and security tools. Check if the gateway works in your market.
What are the benefits of using a top payment gateway for international transactions?
Getting a bigger audience, who can check out easily thanks to multi-country payments, and enhanced security.
